Home > Archive: May, 2006

Archive for May, 2006

IRS Expands Direct Deposit Options

June 1st, 2006 at 05:06 am

Good news for those that get tax refunds and would like to direct deposit a portion of it into your savings or retirement accounts. Until this year if you had your tax refund directly deposited, you could only do so into a single checking or savings account. The IRS announced today that starting next year, you can have your tax refund deposited into up to three different accounts:

The IRS will create a new form, Form 8888, which will give taxpayers greater control over their refunds. Form 8888 will give taxpayers a choice of selecting one, two or three accounts such as checking, savings and retirement account. Taxpayers who want all their refund deposited directly into one account can still use the appropriate line on the Form 1040 series.

This is good news for those who are better at saving when they money never goes into their general banking account.

Sara Lee Contacts

June 1st, 2006 at 04:43 am

Flash has put together another contact list for contacting companies about their brands and getting onto their newsletters. This time the list is for Sara Lee:

Ball Park Franks, Bryan, Earth Grains, Hillshire Farms, Jimmy Dean, Sara Lee, Senseo Coffee, Bali, Barely There, Champion, Playtex Bras, Wonderbra, Kiwi

GE E-Files Largest Tax Return

May 31st, 2006 at 06:01 pm

A Tax Press Release today from the IRS saying that General Electric (GE) filed the nation's largest tax return by e-filing it this year:

On paper, GE’s e-filed return would have been approximately 24,000 pages long. After filing, GE received IRS’ acknowledgement of its filing in about an hour. The file was 237 MB

And I thought my tax returns were difficult... Wink

Debt Counselors

May 31st, 2006 at 02:20 pm

When it comes to trying to reduce debt, there is nothing worse than being taken and finding yourself worse off than when you began to try and resolve the problem. Unfortunately, there are a lot of debt counselors out there that are a lot more interested in making a buck rather than helping those in debt out.

To avoid being taken for more money, you need to do your homework if you decide to seek help from a debt counselor. Roger Sorensen puts together a few things you can do to help make sure the debt couselor you choose is on the up and up.:

Call the Better Business Bureau
Check with the National Association of State Charities Officials
Understand your contract completely
Get all oral promises in writing
Be wary of "voluntary fees"

Taking a few steps can mean a lot less hassles down the road and make sure that the debt counselor you pick is one that is there to help you rather than their own pockets.

No Spend Days

May 31st, 2006 at 12:03 pm

Wixx takes the concept of "no spend days" and shows how you can turn them into a family saving money game.

No spend days are an excellent way to figure out where all those little leaks are in your budget. They are a lot more difficult to accomplish than most people think, but just as with everything else, the more you practice, the better you get at them.

Where To Invest College Money

May 31st, 2006 at 10:20 am

Roger Sorensen who manages Investing Page answers the following question: "Should I put it in EE bonds, the I-Bond or would the stock market be better?" over at Reduce College Costs

Playtex Contacts

May 30th, 2006 at 05:54 pm

Another set of contact websites - this time for Playtex products courtesy of Flash. The list of brands includes:

Wet Ones, Playtex Gloves, Banana Boat, Playtex Feminine Care, Playtex Infant Care

Huge Timeshare Scam

May 30th, 2006 at 03:42 am

Our sister site the Timeshare Trap has been updated with a mention of a huge timeshare scam broken up in Europe that is believed to have cost thousands of people their life savings. As I have mentioned a number of times, timeshare resort vacations are a subject that I probably receive the most mail about with people desperately trying to get out of their timeshare units. While they may seem to have appeal at first glance, take the time to thoroughly research and you'll likely find that they are not something you want to get involved with if you don't want to waste your money.

Gift Cards To Save On Gas

May 30th, 2006 at 03:06 am

if you're willing to do a little searching on online auctions and keep an eye out for special promotions, you can get gas gift cards at below their retail value. The better deal you get, the more you save on gas.

When I'm back in the US, I often purchase Costco gift cards off of friends at 95% of value. Since the Costco stations offer the best gas prices in my area, this works out quite well for me.

Pfizer Contacts (OTC)

May 30th, 2006 at 01:29 am

Flash has added a list of contacts for Pfizer over-the-counter products to the Grocery Coupon Guide site. The brand names include the following:

Actifed, Benadryl, Bengay, Caladryl, Corn Huskers, Cortizone, Desitin, Doxidan, Dramamine, e.p.t. Pregnancy Test, Efferdent, Effergrip, Emetrol, Fresh’n Brite, Gelusil, Hemorid, Kaopectate, Lavacol, Listerine, Listermint, Lubriderm, Luden’s, Micatin, Myadec, NasalCrom, Neosporin, Pacquin, PediaCare, Plax, Polysporin, Progaine, Proxacol, Purell, Rogaine, Rolaids, Sinutab, SudaCare, Sudafed, Tucks, Unicap, Unisom, Visine, Wart-Off, Zantac

Gas Station Cards

May 29th, 2006 at 05:08 pm

If you frequent a particular gas station most of the time and that particular brand has a gas card or branded credit card, you should consider applying for it. Even if it doesn't pay as well as the gas reward credit card, there will likely be promotions and special offers that are tied to it that can be quite valuable. The two combined together will make it much more likely that you always get the best refund back when purchasing gas with a card.

If Your Grocery Store Doesn't Accept Internet Coupons

May 29th, 2006 at 03:33 pm

If you grocery store doesn't accept Internet printable coupons, there still may be a way to get the savings. In some cases the printable coupon can be mailed to you through snail mail. The best part of this is that the snail mail coupon is printed on special paper that can be verified as authentic by the grocery store. You can lean more about this and how to check to see if you can get the coupons mailed to at the Grocery Coupon Guide's latest article, Internet Coupon By Mail

Pepsi-Co Coupon Contacts

May 29th, 2006 at 04:42 am

Another list of contact websites and emails for coupons this time for Pepsico courtesy of Flash. The brands include:

AMP, Aquafina, Lipton, Mirinda Orange, Mountain Dew, Mug Root Beer, Pepsi, Quaker Milk Chillers, Sierra Mist, SoBe, Gatorade, Propel Fitness Water, Tropicana, Quaker Oats, FritoLay (Baken-Ets, Baked! Cheetos, Chester’s, Cracker Jack, El Isleno, Doritios, Fritos, Funyuns, Gamesa, Go Snacks, Grandma’s, Lay’s, Lay’s Stax, Light, Munchies, Maui Chips, Munchos, Oh Boy! Oberto, O’Kelley’s, Rold Gold, Ruffles, Rustler’s, Sabritones, Santitas, Smartfood, SunChips, Tostitos)

Fuel Bank Gas Savings

May 28th, 2006 at 03:22 pm

This is actually a neat little concept call the Fuel Bank. Basically what you do is purchase your gas at today's prices and they are locked in at that prepaid price. So if you purchase 1000 gallons of gas at $2.75 today and the price shoots up to $3.95 six months from now, you still are only paying $2.75 per gallon every time you fill up. While there are a few issues to look at and the program isn't nationwide yet, it is something to consider if you think that gas prices will continue to rise.

Gas Savings - Cash and Credit Cards

May 28th, 2006 at 08:30 am

I've placed up a number of short posts about how you can save money with credit cards and cash when purchasing gas including some hints of what to do to make sure you're using the method that will get you the most money back.

Some gas stations offer a discount if you pay in cash rather than by credit card. There are also cash back credit cardsthat you can use to save money and now there are even gas specific reward credit cards to save you money.

Figuring out which of these gives you the biggest discount can save you quite a bit over the course of a year.

Novartis OTC Coupon Contacts

May 28th, 2006 at 04:58 am

Flash has put together another major manufacturer contact list for coupons this time for Novartis which includes the following brands:

Gerber, Novartis Nutrition, Boost, Boost & Benefiber, Denavir, Ex-Lax, Gas X, Lamisil AT, Maalox, Habitrol, Otrivin, Theraflu, Triaminic, Voltaren, 4-Way, Bufferin, Comtrex, Excedrin, Keri, Mineral Ice, No-Doz, Vagistat

We're missing some contacts on this page, so if you happen to know any of the missing website URLs, please email me so I can make the list more complete.