While debt isn't a fun topic, it makes it a bit more enjoyable to read about when a good analogy is thrown in as with Taming the Debt Monster:

...The other scare process - the real scare process - is worse than anything Saw II or The Hills Have Eyes has to throw at you. No, the real scare process has to do with that hideous monster lurking in your life at all times.

Debt.

Debt really can be a monster when you have it weighing on your shoulders 24 hours a day, but there are ways to get rid of the monster - the first being to admit that the monster exists and it was likely of your own creation.

Take the steps to start reducing the monster's size and you'll find that it isn't near as scary as you once thought - at least in the sense that you are able to tame it when you take action to reduce it.